Chweya » Terms of Use

Terms of Use

Effective Date: May 21, 2026

Welcome to Chweya (“Chweya,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, products, educational materials, services, and related platforms.

By accessing or using this Website, you agree to comply with these Terms. If you do not agree with any part of these Terms, you should discontinue use of the Website immediately.

About Chweya

Chweya is a financial media and educational platform that publishes content related to trading, investing, financial markets, personal finance, broker reviews, online education, and related digital services.

The Website may include:

  • Educational articles
  • Trading tutorials
  • Broker reviews
  • Courses and webinars
  • Community features
  • Market analysis
  • Financial tools and resources

All content is provided strictly for informational and educational purposes only.

Eligibility

By using this Website, you confirm that:

  • You are at least 18 years old; or
  • You are at least 13 years old and using the Website with parental or guardian supervision.

Users under the age of 13 are not permitted to use this Website.

You also agree to comply with all applicable laws and regulations in your jurisdiction while using the Website.

Changes to These Terms

We reserve the right to update, modify, or replace these Terms at any time without prior notice.

Any changes become effective immediately upon publication on this page. Your continued use of the Website after updates are posted constitutes acceptance of the revised Terms.

We encourage users to review these Terms periodically.

No Financial or Investment Advice

The information available on Chweya does not constitute:

  • Investment advice
  • Financial advice
  • Legal advice
  • Tax advice
  • Accounting advice
  • Professional consulting services

Nothing published on this Website should be interpreted as a recommendation or solicitation to buy, sell, or hold any financial instrument or investment product.

Trading and investing involve significant risk. Financial markets are volatile, and losses may occur.

You should always seek independent professional advice before making financial, legal, tax, or investment decisions.

Past performance is not indicative of future results.

Educational Purposes Only

All content available on Chweya, including courses, tutorials, webinars, broker reviews, videos, strategies, examples, and market commentary, is provided solely for educational and informational purposes.

We do not guarantee:

  • Trading profitability
  • Investment success
  • Examination success
  • Financial gains
  • Business outcomes
  • Income generation

Your use of any educational material is entirely at your own risk.

Website Availability

We strive to maintain uninterrupted access to the Website; however, we do not guarantee that the Website or Services will always be available, secure, or error-free.

We reserve the right to:

  • Modify or discontinue services
  • Restrict access
  • Perform maintenance
  • Remove features
  • Update content
  • Suspend operations temporarily or permanently

without prior notice.

We are not responsible for downtime, server interruptions, technical issues, software incompatibility, or data loss.

User Accounts

Certain services may require account registration.

By creating an account, you agree that:

  • The information you provide is accurate and current
  • You are responsible for maintaining account confidentiality
  • You are responsible for all activities under your account
  • You will notify us immediately if unauthorized access occurs

We reserve the right to suspend or terminate accounts that violate these Terms or engage in suspicious activity.

Payments, Courses, and Digital Products

Chweya may offer paid products and services, including:

  • Courses
  • Memberships
  • Subscriptions
  • Educational products
  • Premium content
  • Digital downloads

By purchasing any product or service, you agree that:

  • You are authorized to use the selected payment method
  • Payments may be processed through third-party providers
  • Applicable taxes and transaction fees may apply

We reserve the right to modify pricing, subscription plans, or services without prior notice.

Refund Policy

Refund requests may be considered subject to our refund conditions and policies.

Unless otherwise stated:

  • Refund requests for digital courses should be submitted within 14–30 days of purchase
  • Excessive course usage may void refund eligibility
  • Subscription fees already billed may be non-refundable unless required by law

We reserve the right to deny refund requests where fraud, abuse, or policy violations are suspected.

Subscription Services

Certain services may operate on recurring subscription billing.

By subscribing, you authorize us to automatically charge your selected payment method according to your chosen billing cycle unless canceled before renewal.

You may cancel your subscription at any time. Access may continue until the end of the active billing period.

We reserve the right to change subscription pricing with reasonable notice.

Intellectual Property Rights

All Website content, including:

  • Text
  • Graphics
  • Logos
  • Branding
  • Videos
  • Images
  • Audio
  • Educational materials
  • Website design
  • Source code

is owned by Chweya or licensed to us and protected under applicable intellectual property laws.

You may not:

  • Reproduce
  • Republish
  • Sell
  • Redistribute
  • Modify
  • Reverse engineer
  • Commercially exploit

any Website content without prior written permission.

Limited personal and non-commercial use is permitted.

Limited License

We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Website for lawful personal and non-commercial purposes only.

This license does not grant ownership rights to any content, software, or services provided through the Website.

User Content

If you submit or post content on the Website, including comments, reviews, messages, media, forum posts, or testimonials (“User Content”), you grant Chweya a worldwide, royalty-free, perpetual license to:

  • Use
  • Display
  • Modify
  • Reproduce
  • Publish
  • Distribute

such content in connection with operating and promoting the Website.

You represent that:

  • You own or have permission to share the content
  • Your content does not violate laws or third-party rights
  • Your content is not unlawful, misleading, abusive, defamatory, or harmful

We reserve the right to remove User Content at our discretion.

Community Standards and Prohibited Conduct

You agree not to:

  • Use the Website unlawfully
  • Harass or threaten others
  • Upload malicious software or viruses
  • Spread false or misleading information
  • Attempt unauthorized system access
  • Scrape or copy Website data
  • Engage in spam or deceptive marketing
  • Impersonate others
  • Violate intellectual property rights
  • Interfere with Website operations

Violation of these Terms may result in account suspension, permanent bans, or legal action.

Broker Reviews and Affiliate Disclosure

Chweya may publish broker reviews, comparisons, sponsored content, and affiliate promotions related to financial services.

Some links on the Website may be affiliate links, meaning we may earn commissions if users register or purchase services through those links.

Affiliate relationships may influence advertising placement or featured listings; however, they do not guarantee positive reviews or endorsements.

Users should always conduct independent research before choosing financial service providers.

Third-Party Websites and Services

The Website may contain links to third-party:

  • Websites
  • Brokers
  • Advertisers
  • Platforms
  • Service providers

We do not control or endorse third-party services and are not responsible for their:

  • Accuracy
  • Security
  • Availability
  • Privacy practices
  • Products
  • Services
  • Financial outcomes

Your interactions with third-party services are entirely at your own risk.

Advertising and Sponsored Content

Chweya may display:

  • Sponsored articles
  • Advertisements
  • Affiliate promotions
  • Paid partnerships
  • Sponsored broker listings

Sponsored content may be identified using labels such as:

  • Sponsored
  • Advertisement
  • Partner Content

We do not guarantee the accuracy or reliability of third-party advertisements or offers.

Risk Warning

Trading leveraged financial products such as:

  • Forex
  • CFDs
  • Cryptocurrencies
  • Commodities
  • Derivatives

carries a high level of risk and may not be suitable for all investors.

You may lose part or all of your invested capital.

Before trading, you should carefully consider your financial objectives, experience level, and risk tolerance.

Disclaimer of Warranties

The Website and all Services are provided on an “AS IS” and “AS AVAILABLE” basis.

To the fullest extent permitted by law, Chweya disclaims all warranties, including:

  • Accuracy
  • Reliability
  • Availability
  • Merchantability
  • Fitness for a particular purpose
  • Non-infringement

We do not guarantee that:

  • The Website will always function correctly
  • Information will always be current or accurate
  • Services will meet user expectations
  • Errors or vulnerabilities will be corrected immediately

Your use of the Website is entirely at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Chweya and its affiliates, employees, contractors, licensors, and partners shall not be liable for:

  • Trading losses
  • Financial losses
  • Lost profits
  • Business interruption
  • Data loss
  • Indirect damages
  • Consequential damages
  • Reliance on Website content

Your use of the Website is entirely at your own risk.

Indemnification

You agree to indemnify and hold harmless Chweya and its affiliates from any claims, liabilities, damages, losses, costs, or legal expenses arising from:

  • Your use of the Website
  • Your violation of these Terms
  • Your infringement of third-party rights
  • Your misuse of content or services

Privacy and Cookies

Our Privacy Policy and Cookie Policy also governs your use of the Website.

By using the Website, you consent to the collection and processing of personal information in accordance with those policies.

Electronic Communications

By using our Website or creating an account, you consent to receive electronic communications, including:

  • Emails
  • Notifications
  • Marketing messages
  • Transaction confirmations
  • Service announcements

You may unsubscribe from marketing communications at any time.

Copyright Complaints

If you believe content on Chweya infringes your intellectual property rights, please contact us with:

  • Your contact information
  • Identification of the copyrighted material
  • Identification of the allegedly infringing content
  • A statement confirming your ownership claim

We reserve the right to remove allegedly infringing content where appropriate.

Termination

We reserve the right to restrict, suspend, or terminate access to the Website at any time and without prior notice if we believe you have violated these Terms or applicable laws.

Termination does not waive any legal rights or remedies available to us.

Governing Law and Jurisdiction

These Terms shall be governed and interpreted in accordance with the laws of Kenya.

Any disputes arising from these Terms or use of the Website shall be subject to the jurisdiction of the courts located in Nairobi, Kenya.

Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms constitute the entire agreement between you and Chweya regarding use of the Website and supersede prior agreements relating to the same subject matter.

Contact Information

If you have questions regarding these Terms, you may contact us through:

Chweya Contact Page

Chweya Media Group
Hazina Towers
Kenyatta Avenue
Nairobi, Kenya